feat #4479: TextLoader auto detect encoding and improved exceptions (#4927)

# TextLoader auto detect encoding and enhanced exception handling

- Add an option to enable encoding detection on `TextLoader`. 
- The detection is done using `chardet`
- The loading is done by trying all detected encodings by order of
confidence or raise an exception otherwise.

### New Dependencies:
- `chardet`

Fixes #4479 

## Before submitting

<!-- If you're adding a new integration, include an integration test and
an example notebook showing its use! -->

## Who can review?

Community members can review the PR once tests pass. Tag
maintainers/contributors who might be interested:

- @eyurtsev

---------

Co-authored-by: blob42 <spike@w530>

tests/unit_tests/examples/example-non-utf8.txt

@@ -0,0 +1 @@
+<EFBFBD><EFBFBD><EFBFBD><EFBFBD><EFBFBD>-<2D><> <20><><EFBFBD><EFBFBD><EFBFBD><EFBFBD><EFBFBD><EFBFBD><EFBFBD><EFBFBD>

tests/unit_tests/examples/example-utf8.txt

@@ -0,0 +1,6 @@
+Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor
+incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis
+nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.
+Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu
+fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in
+culpa qui officia deserunt mollit anim id est laborum.