diff --git a/private_gpt/settings/settings.py b/private_gpt/settings/settings.py
index fd8d8fdf..c7cf8a71 100644
--- a/private_gpt/settings/settings.py
+++ b/private_gpt/settings/settings.py
@@ -107,6 +107,7 @@ class LLMSettings(BaseModel):
         description="If set, any documents retrieved from the RAG must meet a certain score. Acceptable values are between 0 and 1.",
     )
 
+
 class RagSettings(BaseModel):
     similarity_value: float = Field(
         None,
@@ -352,7 +353,6 @@ class Settings(BaseModel):
     data: DataSettings
     ui: UISettings
     llm: LLMSettings
-    rag: RagSettings
     embedding: EmbeddingSettings
     llamacpp: LlamaCPPSettings
     huggingface: HuggingFaceSettings
@@ -362,6 +362,7 @@ class Settings(BaseModel):
     vectorstore: VectorstoreSettings
     qdrant: QdrantSettings | None = None
     pgvector: PGVectorSettings | None = None
+    rag: RagSettings
 
 
 """
diff --git a/settings.yaml b/settings.yaml
index aca744d6..181cfc39 100644
--- a/settings.yaml
+++ b/settings.yaml
@@ -41,7 +41,9 @@ llm:
   context_window: 3900
   temperature: 0.1      # The temperature of the model. Increasing the temperature will make the model answer more creatively. A value of 0.1 would be more factual. (Default: 0.1)
 
-rag:
+#
+# The rag settings are optional.  Only include if you know what you are doing.
+#rag:
   #similarity_value: 0.4    #Optional - If set, any documents retrieved from the RAG must meet a certain score. Acceptable values are between 0 and 1.
 
 llamacpp: